Wealth Engagement

Terms
Important marketing, compliance and legal disclosures.

 

PRIVACY

At Wealth Engagement, we understand that privacy is an important concern of our customers. We are fully committed to protecting the confidentiality of your personal information, and we strive to provide you with choices regarding the personal information you provide to us. ·

 

The Privacy Policy describes Wealth Engagement’s privacy policies and procedures, and is enacted in accordance with Reg. S-P. It identifies personal information that we collect and hold, and describes how we use, share and keep it secure. ·

 

Wealth Engagement’s Automatic Data Collection Policy describes how information is collected from visitors to our Website and through other online interactions. ·

 

The California Consumer Privacy Act Disclosure is specifically for California residents and is provided pursuant to the California Consumer Privacy Act of 2018 (“CCPA”).

LEGAL DISCLOSURES AND TERMS OF USE

BY ACCESSING OR USING THE WEBSITE, YOU ACKNOWLEDGE THAT YOU HAVE READ, UNDERSTAND AND AGREE TO BE BOUND BY ALL OF THE TERMS OF THE LEGAL DISCLOSURES AND TERMS OF USE. IF YOU DO NOT AGREE TO THESE TERMS, DO NOT ACCESS OR USE THE WEBSITE.

Privacy Policy

(as required by SEC Regulation S-P)

 

At Wealth Engagement LLC, we understand that privacy is an important concern of our customers.  The nature of our business requires that we collect nonpublic personal information about you.  Nonpublic personal information is personally identifiable financial information including, for example, your social security number, date of birth, income, account number and balance, account transaction history, and other financial information.  We collect nonpublic personal information from the following sources:

  • Information we receive about you in various agreements, applications, account opening documentation, and other forms and paperwork that pertains to your relationship with us,

  • Information about your transactions with us and our service providers, or others,

  • Information that you give us orally.

All financial companies need to share customers’ personal information to run their everyday business. We disclose nonpublic personal information to our affiliated firms and to nonaffiliated third parties (including, but not limited to, our consultants, custodians, money managers, brokers, customer relationship management and financial planning software providers) as required or permitted by law and as needed to fulfill our compliance obligations and/or for us to best provide those products and services that we have agreed to provide to you.

We restrict access to your personal and account information to those employees who need to know that information in order to provide products and services to you. We maintain physical, electronic, and procedural safeguards to protect your nonpublic information.

The privacy policies and practices described in this notice will be maintained in the event you become an inactive customer or decide to close your account.

If, at any time in the future, it is necessary to disclose any of your personal information in a way that differs with this policy, we will give you advance notice of the proposed change and an opportunity to decline such disclosure.

Wealth Engagement LLC is committed to protecting the confidentiality of your personal information.  Let us know if you have any questions by contacting us at (917) 826-5955

Wealth Engagement Automatic Data Collection Policy

Policy Dated: October 2020

 

Wealth Engagement protects your personal information in accordance with the policies and safeguards set forth in our Privacy Policy.  This Automatic Data Collection Policy applies to the www.wealthengagement.com website and any other website or mobile applications that are owned and controlled by Wealth Engagement and/or its affiliates (the “Website”).  Like virtually every commercial website, when you interact with Wealth Engagement’s Website, we use cookies and other technologies that collect information regarding your use.  This policy explains more about the technologies that we use and your choices with respect to these technologies.

 

Cookies are a small piece of data (text file) sent from a website and stored on your web browser in order to remember information about you, such as your login information.  When you return to our Website in the future, the data stored in the cookie can be retrieved by the Website to notify the Website of your previous activity.  Cookies do not harm your computer in any way.

 

Examples of the way in which we use cookies include:

 

to assist you in navigation, logging in, requesting products/services, making inquiries, registering for events and providing feedback;

to analyze your use of our products, services or application, as well as trends in our Website user’s behavior;

to maintain and enhance our marketing efforts, our Website and the services and information we offer.

You may refuse to accept browser cookies by activating the appropriate setting on your browser. However, if you select this setting, you may be unable to access certain parts of our Website. Unless you have adjusted your browser setting so that it will refuse cookies, our system will issue cookies when you direct your browser to our Website.

 

Pages of our Website may contain small electronic files known as web beacons (also referred to as clear gifs, pixel tags, and single-pixel gifs) that permit us, for example, to count users who have visited those pages and for other related website statistics.  Our Website uses Google Analytics, a service which transmits website traffic data to Google servers in the United States. Google Analytics does not identify individual users or associate your IP address with any other data held by Google. We use reports provided by Google Analytics to help us understand website traffic and webpage usage.  Google may use the data collected on the Website to contextualize and personalize the ads of its own advertising network. Google’s ability to use and share information collected by Google Analytics about your visits to the Website is restricted by the Google Analytics Terms of Service and the Google Privacy Policy. Google offers an opt-out mechanism for Google Analytics here: https://tools.google.com/dlpage/gaoptout.

 

We may engage in online behavioral advertising on third-party sites (also sometimes called “retargeting” or “tracking”) through which information collected about the pages you visit on the Website is used to display ads for our products and services on third-party websites.  This information may uniquely identify a browser but is not personally identifiable.  Similarly, we may use third-party online advertising companies or websites to provide you with Wealth Engagement advertisements that may be relevant to your interests or your demographics (known as “behavioral” or “interest-based” advertising), as determined by your activity on the Website or third-party websites.  The third-party advertising company or website may use cookies to understand your interests based on your browsing activities.  You can set your web browser to accept or refuse cookies or use free browser extensions or third-party applications to manage third-party cookies.  You may also be able to reject mobile device identifiers by adjusting the settings on your mobile device.  We do not control third parties’ collection or use of your information to serve behavioral/interest-based advertising. However, these third parties may provide you with ways to choose not to have your information collected or used in this way. For example, you may be able to opt out of receiving targeted ads from members of the Network Advertising Initiative (“NAI”) on the NAI’s website, and you may be able to opt out of receiving targeted ads from members of the Digital Advertising Alliance (“DAA”) by clicking on the “Ad Choices” icon where it appears on those ads.

 

We may update this Automatic Data Collection Policy from time to time, with or without prior notice to you, in accordance with applicable law, and after doing so, the policy date will be updated.  Please check back regularly for any changes.  Your continued use of the Website following any changes to this Policy constitutes your acceptance of any such changes made.  If you have any questions about this Automatic Data Collection Policy, or any of our privacy policies, please contact us at:

 

Phone: 917-826-5955

Email:  tiffany@wealthengagement.com

 

Wealth Engagement Advisors Privacy Notice for California Residents

Effective Date: October 1, 2020

 

This Privacy Notice for California Residents supplements the information contained in Wealth Engagement’s Privacy Notice and applies solely to all visitors, users, and others who reside in the State of California (“consumers” or “you”). We adopt this Notice to comply with the California Consumer Privacy Act of 2018 (CCPA) and any terms defined in the CCPA have the same meaning when used in this Notice.

For purposes of this Notice, personal information does NOT include information that is exempted from the CCPA, such as personal information covered by other privacy laws including the Gramm-Leach-Bliley Act and the California Financial Information Privacy Act.  Therefore, information we have obtained about you in order to provide financial products or services from us, or in order to service your account, is excluded from this Notice.  For more information about how we collect, use and disclose this information, please refer to our Wealth Engagement Privacy Policy.

Information We Collect

We collect information that identifies, relates to, describes, references, is reasonably capable of being associated with, or could reasonably be linked, directly or indirectly, with a particular consumer, household, or device (“personal information“). It is important to note that the type of personal information we collect will depend on a consumer’s interaction with us, including the types of products or services requested/used. Personal information does NOT include:

  • Publicly available information from government records.

  • Deidentified or aggregated consumer information.

  • Information excluded from the CCPA’s scope, for example:

    • Health or medical information covered by the Health Insurance Portability and Accountability Act of 1996 (HIPAA) and the California Confidentiality of Medical Information Act (CMIA) or clinical trial data;

    • Personal information covered by certain sector-specific privacy laws, including the Fair Credit Reporting Act (FCRA), the Gramm-Leach-Bliley Act (GLBA), and the California Financial Information Privacy Act (FIPA).

Wealth Engagement Legal Disclosures and Terms of Use

Last Updated: October 2020

 

The Wealth Engagement LLC (“WE LLC”) is a registered investment advisor firm.  Information on this Website is provided for educational or informational purposes only. Wealth Engagement does not transact business on this Website. Nothing herein should be construed as financial advice. Financial advice is available solely to clients of Wealth Engagement pursuant to a written agreement.

Proprietary Information

The information set forth on this Website is for the sole use of our clients, prospective clients, and business partners, and only in connection with the purposes for which it is presented. The Website content, including the logos contained herein, is protected by federal and common law copyright and trademark laws.

 

By viewing and/or accepting delivery of the information, the viewer/intended recipient agrees that: a) the information set forth and the methodologies utilized herein are proprietary to Wealth Engagement, b) no part hereof will be reproduced, reprinted, disseminated, displayed, or utilized for any reason other than the purposes expressed by the Wealth Engagement, without the prior written consent of Wealth Engagement, and c) any alteration, decompiling, or reverse engineering of any software component of this Website is strictly prohibited.

Disclaimer of Warranty, Limitation of Liability and Hold Harmless

Opinions expressed on this Website are subject to change without notice. Wealth Engagement has exercised reasonable professional care in preparing the information contained on the Website. The information has been obtained from sources we believe to be reliable; however, Wealth Engagement has not independently verified, or attested to, the accuracy or authenticity of the information.  This Website, including any content or information contained within it or any site-related service, is provided “AS IS,” with all faults, with no representations or warranties of any kind, express or implied, including, but not limited to, the implied warranties of merchantability, fitness for a particular purpose, and noninfringement. You assume total responsibility and risk for your use of this Website, site-related services, and hyperlinked websites.   Wealth Engagement disclaims responsibility for the accuracy of any third-party information on this Website, and any sites that are referenced via trackbacks or html links.

 

WEALTH ENGAGEMENT IS NEITHER RESPONSIBLE NOR LIABLE FOR ANY DIRECT, INDIRECT, CONSEQUENTIAL, SPECIAL, EXEMPLARY, PUNITIVE, OR OTHER DAMAGES ARISING OUT OF OR RELATING IN ANY WAY TO THIS WEBSITE, SITE-RELATED SERVICES, CONTENT OR INFORMATION CONTAINED WITHIN THE WEBSITE, AND/OR ANY HYPERLINKED WEBSITE. YOUR SOLE REMEDY FOR DISSATISFACTION WITH THIS WEBSITE, SITE-RELATED SERVICES, AND/OR HYPERLINKED WEBSITES IS TO STOP USING THIS WEBSITE AND/OR THOSE SERVICES.

 

Each client, prospective client, and visitor to this Website agrees, as a condition precedent to his/her/its access to Wealth Engagement’s Website, to release and hold harmless Wealth Engagement, its officers, directors, owners, employees and agents from any and all adverse consequences resulting from any of his/her/its actions and/or omissions which are independent of his/her/its receipt of personalized individual advice from Wealth Engagement pursuant to a written and fully-executed agreement.

 

Protecting Information of Minors

This Website is not directed to individuals under the age of thirteen (13), and we request that these individuals do not provide personal information through this Website.  We do not knowingly collect information from minors under 13 without parental consent.

Choice of Law and Venue

These Legal Disclosures and Terms and Conditions are entered into in the State of Georgia and shall be governed by and construed in accordance with the laws of the State of Georgia, exclusive of its choice of law rules.  Each party to these Legal Disclosures and Terms and Conditions submits to the exclusive jurisdiction of the state and federal courts sitting in Fulton County, GA, and waives any jurisdictional, venue or inconvenient forum objections to such courts.  In any action to enforce these Legal Disclosures and Terms and Conditions, the prevailing party will be entitled to costs and attorney’s fees.  In the event that any of the Legal Disclosures and Terms and Conditions are held by a court of competent jurisdiction to be unenforceable, those provisions shall be limited or eliminated to the minimum extent necessary so that these Legal Disclosures and Terms and Conditions shall otherwise remain in full force and effect.

Updates and Continued Acceptance

We may update these Legal Disclosures and Terms and Conditions from time to time, with or without notice to you, in accordance with applicable law. After doing so, the date below will be updated.  Please check back regularly for any changes. Your continued use of the Website following any changes to these Legal Disclosures and Terms and Conditions constitutes your acceptance of any such changes made.

Thank you for your continued confidence in Wealth Engagement. We appreciate your business.